Mortgage Interest Rates Prediction 2024-2024. Lower mortgage rates in 2024 — nar is predicting the average will be 6.3% by the fourth quarter, down from 7.8% in 2023’s final three months — will entice more. Mortgage rates 2024 and 2024 today.

Experts estimate that mortgage interest rates should peak near 7% — possibly up to 8% — and gradually trend lower, potentially landing between 5% and 6%. Where mortgage rates stand today.